lender scorecard by Paperoute

Introducing Paperoute - Creating credit transparency and lender guidance for contractors

September 22, 20244 min read

“The data provided by Paperoute has made my business more efficient and more profitable.” - Jon Huck, Maycon Construction

What is Paperoute?

Paperoute is a groundbreaking SaaS platform designed to provide home improvement and home services businesses with the insights they need to make smarter, faster decisions. We bridge the gap between lead generation and sales by offering a precise credit assessment tool that empowers your team to focus on the leads most likely to convert.

Imagine having access to a consumer’s credit profile before a sales rep even steps foot inside their home. With Paperoute, you can know whether a customer will likely qualify for financing and which lenders will likely approve them. This allows your sales team to provide personalized offers, guiding consumers directly to a “yes” without wasting time on multiple credit applications.

Paperoute helps optimize the lenders you work with by giving you deep insights into each lender’s performance, allowing you to match your customers with the most suitable financing options. By analyzing key metrics like approval rates and credit quality, Paperoute lets you see which lenders consistently meet your customers’ needs and which may not be performing as expected. With this data, you can prioritize partnerships with lenders who provide the best approval rates for different credit ranges, ensuring faster approvals and higher satisfaction for you, your customers, and your lenders. Ultimately, Paperoute enables you to streamline your financing process, reducing time wasted on misaligned lenders and improving overall sales efficiency.

How Does Paperoute Work?

Soft Credit Pull: At the heart of Paperoute is our innovative soft credit pull feature. This gives you access to up to 12 key credit attributes commonly used by lenders. From credit scores to other important credit attributes, we equip you with the tools to better understand your leads, all without impacting their credit scores.

Lender Expected Approval or Denial (LEAD): What’s more, Paperoute allows you to create a custom LEAD score for each financing partner you work with—a digital scorecard where you define the criteria you believe your lenders use for approvals. By setting specific credit attribute ranges, you can predict which leads are most likely to be approved for financing. Your sales team can then focus on closing deals with confidence, knowing exactly which customers are ready to move forward.

Paperoute’s Reporting Tab provides a comprehensive view of how well your company—and each location—has adopted financing while offering insights into the credit quality of your customers. With side-by-side lender performance comparisons, you can easily track key metrics such as overall approval and approval rates by specific credit ranges. Paperoute also allows you to monitor credit quality and performance across different locations and marketing sources, helping you identify trends and areas for improvement. The platform delivers four key reports: Overall Performance, Lender Comparison, Location Metrics, and Marketing Source Insights—empowering you to make data-driven decisions for better results.

Why Paperoute is a Game-Changer

Here are just a few of the ways Paperoute is set to transform your business:

  • Know Your Leads Before You Invest Time: Paperoute lets you identify the creditworthiness of a lead before you even send out a sales rep, saving time and resources.

  • Target the Right Lenders Instantly: With our LEAD score system, your team can match leads with the right financing options without running multiple credit applications—saving frustration for both you and your customers.

  • Improve Customer Satisfaction: Offering likely financing terms upfront not only boosts your close rates but also enhances the customer experience, building trust and increasing referrals.

  • Maximize ROI on Marketing: For call centers and marketing agencies, Paperoute allows you to sell data-rich, high-quality leads to contractors—leading to more valuable partnerships and higher ROI.

Become a Founding Member

As we gear up for the official launch of Paperoute, we’re inviting a select group of businesses to become founding members. As a founding member, you’ll gain exclusive access to our platform, help shape its development, and benefit from early adopter perks.

This is your chance to be at the forefront of a new era in lead generation. Whether you’re a contractor looking to close more deals or a call center wanting to sell premium leads, Paperoute is the tool you’ve been waiting for.

Join us and transform how you generate and close leads—because at Paperoute, we believe in working smarter, not harder.

Ready to see Paperoute in action? Try our interactive demo!

paperoute lender scoreboard

Paperoute is a SaaS platform that helps home improvement and home service contractors incorporate consumer credit data to enhance sales and financing performance.

Paperoute

Paperoute is a SaaS platform that helps home improvement and home service contractors incorporate consumer credit data to enhance sales and financing performance.

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